Financial Considerations

Financial management is important because caring about your finances allows you to have the freedom to do the things you want in life, as well as reducing your financial stress. Check out the resources below to help get you started managing your finances.

Banks

Banks play an important role in the economy for offering a service for people wishing to save their money. Banks also play an important role in offering loans to individuals. 


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Taxes

In addition to paying the salaries of government workers, your tax dollars also help to support common resources, such as police and firefighters. Tax money helps to ensure the roads you travel on are safe and well-maintained. Taxes fund public libraries and parks.

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401K

The money you contribute doesn't count toward your gross income for the year, lowering your taxable income. Second, your money grows tax-deferred. With a 401k plan, your earnings are rolled back into the plan and don't have to be listed as income on your tax return until you withdraw them.

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Stocks

Stocks are important to a business because they can help the corporation quickly gain a lot of capital, raise the prestige of the company with the public since people can now invest in the company, and allow the initial investors to sell off shares and earn money on their investments.

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